Farm Input Loans

Seasonal Credit for Sustainable Agriculture

Farm Input Loans help smallholder farmers access seeds, fertilizer, and tools at the start of planting season. Repayment is structured around harvest time.

Who Is It For?

• Smallholder crop farmers
• Livestock rearers
• Agri co-operatives
• Youth in farming programs

Key Features

• Loan Amount: GHS 300 – GHS 5,000
• Seasonal Terms: 3 to 8 months
• Disbursement: Cash or in-kind (input delivery)
• Interest: Affordable to fit crop cycle
• Grace Period: May apply before harvest

Why Choose This Loan?

• ✔️ Plant on time without cash pressure
• ✔️ Increase yield with quality inputs
• ✔️ Pay after you sell produce
• ✔️ Option to scale with repeat loans

Requirements

• Farming activity proof (land, photos, or witness)
• ID and contact references
• Cooperative or group membership (optional)
• Crop plan or season calendar

How to Apply

• Meet with our agri-loan officer
• Provide farm details and loan need
• Input pricing and terms agreed
• Receive inputs or funds before planting starts

Support & Follow-Up

We follow up during the season and offer training on farm practices, savings, and market access.