Group Lending Plans

Empowering Communities Through Collective Lending

Group Lending Plans support organized groups such as women's associations, cooperatives, and savings groups. Loans are disbursed collectively and repaid jointly, promoting shared responsibility and trust.

Who Is It For?

• Women’s groups
• Community cooperatives
• Village savings and loan associations
• Farmer groups

Key Features

• Group Size: Minimum 5, maximum 25
• Loan Amount: GHS 500 – GHS 3,000 per member
• Tenure: 3 to 9 months
• Interest Rate: Discounted for group programs
• Guarantee: Mutual group guarantee, no collateral

Why Choose This Loan?

• ✔️ Build group savings culture
• ✔️ Encourage peer support and discipline
• ✔️ Easier access for members without formal income
• ✔️ Training and financial literacy provided

Requirements

• Formal group structure or records
• Group leader and treasurer
• Attendance at orientation meeting
• Mutual agreement on repayment rules

How to Apply

• Contact us with group details
• Attend training/orientation session
• Submit group loan request
• Receive funds collectively and disburse among members

Support & Follow-Up

We monitor group repayment progress and offer workshops, coaching, and top-up options to support sustainable lending practices.