SME Business Loans

Helping Entrepreneurs Build and Expand Their Businesses

Our SME Business Loans are designed for micro, small, and medium-sized enterprises that need working capital or funding for expansion. Whether you’re a shop owner, trader, or service provider, our loans offer the boost you need to grow.

Who Is It For?

• Small business owners
• Market traders and vendors
• Start-ups needing early-stage capital
• Artisan and workshop operators

Key Features

• Loan Amounts: GHS 1,000 – GHS 20,000
• Repayment Period: 3 to 12 months
• Interest Rate: Customized based on business profile
• Collateral: May be required for larger loans
• Disbursement: 2–5 business days after approval

Why Choose This Loan?

• ✔️ Boost business operations and inventory
• ✔️ Customized loan structure for seasonal needs
• ✔️ Business-friendly interest rates
• ✔️ Relationship-based lending
• ✔️ Top-up access after good repayment history

Requirements

• Valid ID and business registration (if available)
• Sales records or bank statements
• Business site verification
• Guarantor or collateral (for higher amounts)

How to Apply

• Submit business info and loan request
• Site visit by our loan officer
• Final approval and signing
• Receive funds via mobile money or bank

Support & Follow-Up

We work with you to track loan use and help adjust repayment if necessary. Our officers are trained to support small business growth.